First Home Buyers Process
What is our 10-Step Home Buying Process?
Thinking of buying a house? Start by working out your budget and finances, then explore your home options and make an informed offer. Billig will guide you through mortgage approval and final settlement, ensuring you can confidently move into your new home.
01
Pre-Qualification:
Determine your financing needs and begin the mortgage process.
02
Home Shopping:
Explore properties that fit your budget and homeownership goals.
03
Making an Offer:
Negotiate the terms of the sale with your agent.
04
Conditional Purchase Agreement:
Secure your offer and allow time for financing and inspections.
05
Loan Application & Documentation:
Submit your mortgage application with necessary financial documents.
06
Property Inspection & Appraisal:
Ensure the property is in good condition and verify its value.
07
Final Loan Review & Approval:
Complete the lender’s review process to get your loan approved.
08
Insurance & Title Search:
Obtain insurance and confirm the property’s legal status.
09
Settlement:
Transfer funds and ownership of the property.
10
Move-In & Post-Settlement Support:
Move in, set up essentials, and review post-settlement services.