Safeguard Your Income.
Protect Your Lifestyle.
With Billig Marzan – Your Independent Financial Advisor
Insurance Services in New Zealand: Expert Guidance for Smarter Coverage
Meet your professional financial advisor in New Zealand
If illness or injury stopped you from working tomorrow, how long could you keep paying your bills? Income protection insurance ensures you can continue supporting yourself and your family when your ability to earn is impacted.
Billig provides independent, personalised income protection advice to help New Zealanders stay financially secure when life does not go to plan.
Get Expert Income Protection Advice
Your income is your most valuable asset. Without it, even strong savings can disappear quickly. Income protection insurance replaces a portion of your income if you cannot work due to illness or injury, helping you cover:
Mortgage or rent
Household bills
Food and living expenses
Business and personal commitments
Health Insurance Planning in NZ
Understand private health insurance options and how they complement the public healthcare system.
Income Protection Guidance
Safeguard your earnings with policies that cover lost income due to illness or injury.
Trauma Insurance Advice
Learn how lump-sum trauma insurance can support you through critical health conditions.
Life Insurance Strategy
Ensure financial security for your loved ones with the right life insurance coverage.
Business Insurance
Get strategic insights on protecting your business from financial risks and uncertainties.
Billig helps you structure cover that fits your profession, income, and lifestyle so you are not underinsured or overpaying.
How Income Protection Works
Income protection provides regular monthly payments when you are unable to work because of illness or injury.
Billig helps you customise:
Benefit Amount
Receive up to a percentage of your normal income to maintain financial stability.
Waiting Period
Choose how long you wait before payments begin, based on your savings and risk level.
Benefit Period
Decide how long payments will continue, whether short term or until you can return to work.
Occupation-Based Cover
Ensure your policy matches your profession, whether you are employed, self-employed, or a business owner.
I ensure you’re getting the right protection, not just any policy.
Why Income Protection Matters
Many Kiwi insure their homes and cars, but not their income. Yet the risk of being unable to work due to illness or injury is far higher than losing physical assets.
Income protection helps you:
Maintain your lifestyle while you recover
Avoid draining savings or KiwiSaver
Keep up with mortgage and bills
Reduce stress during an already difficult time
Talk to an Income Protection Adviser
Protect your most valuable asset: your ability to earn. Book a consultation with Billig today and secure your financial future.
