The Ultimate First Home Buyer’s Guide – Your Path to Homeownership in NZ
Buying your first home can be overwhelming—but it doesn’t have to be. Our expert guide simplifies the process so you can buy with confidence.
Download the Free Guide Now
Instant access. No pressure. Just practical steps to get you closer to owning your first home.
Why Download This Guide?
Step-by-Step Guidance
Learn the exact process of buying your first home in NZ
Expert Financial Insights
Maximize savings, deposits, and
government grants
Loan & Mortgage Strategies
Find the best loan for your unique needs
Hidden Costs & What to Avoid
Protect your investment from costly mistakes
Featured Inside:
-
First Home Loan Options
Compare different loan types and find what works for you -
KiwiSaver & Government Support
Access available financial assistance programs -
Legal Considerations & Due Diligence
Understand the legal requirements before you sign -
Settlement & Moving In
What to expect on the big day and beyond
How Shared Equity Works
Buy part of the home. Move in. Buy out over time.
With Shared Equity, you typically buy 60% or more of the property, while an Equity Partner holds the rest (like 40%). You both appear on the property title, and over time—usually 7 to 10 years—you buy out their share.
- You only need a 5% deposit
- You’ll be supported every step of the way to get a mortgage
- Hundreds of Kiwi families have made this workng
Rent to Own (Housing Foundation Only)
If saving up a deposit is tough, Rent to Own lets you live in the home while renting it—and eventually own it.
Offered only through the Housing Foundation, this option is ideal if you:
- Are a first-time home buyer
- Have manageable debt that can be cleared in 5 years
- Want to build equity while renting
Note: This is a charitable trust offering with strict conditions. It’s not for everyone—but for the right fit, it’s a game-changer.
What You'll Learn
-
Building Your Deposit
KiwiSaver, savings strategies, and financial planning to help you reach your deposit goals faster.
-
Avoiding Costly Mistakes
Understanding hidden homeownership costs and legal essentials to protect your investment.
-
Getting the Right Loan
First-home loan options, mortgage pre-approvals, and affordability tips to secure favorable financing.
-
Settlement & Moving In
What to expect on the big day and how to make your transition to homeownership smooth.
Success Stories
Join hundreds of New Zealanders who have successfully purchased their first home with our guide
Emma R.
"Thanks to this guide, I saved thousands on my first home! The advice on KiwiSaver and government grants was incredibly helpful and something I wouldn't have known otherwise."
Josh M.
"Billig's insights helped me secure a loan with a lower deposit! The step-by-step process made what seemed impossible actually achievable. Now I'm a proud homeowner in Wellington."
Auckland, NZ
Saved $15,000
Wellington, NZ
First-time Home Buyer
Download Your Free Guide Now
Join hundreds of New Zealanders who have successfully purchased their first home with our guide.
✓ Instant Download | No Commitment Required