Financial Planning
Achieve Your Financial Goals with Billig
It’s recognized that everyone’s financial journey is unique. Whether you’re saving for a home, planning for retirement, or simply managing day-to-day expenses, we offer personalized financial advice to help you reach your goals.
Build a Secure Future and Reach Your Financial Goals.
Creating and sticking to a budget is key to managing your money effectively. Secure Wealth’s budget planner template is a great tool to track your income and expenses. Start by listing your monthly income, including any side hustles, then subtract your expenses. If the balance is positive, you can allocate more towards your financial goals. If it’s negative, you’ll need to make adjustments by cutting unnecessary spending.
Make it a habit to track your spending and review your budget regularly. Whether it’s tracking your spending daily or weekly, consistency is key. As a qualified financial adviser, expert guidance is available to assist you refine your budget and keep you on track with tailored strategies.
Billig’s Approach to Wealth Building
The focus is on providing help and support tailored to your needs in achieve financial independence by building investment assets over time. For retirement, instead of relying on the government pension alone, we work to grow your wealth with a conservative risk profile aiming for a 6% return on investments. This ensures that you can live off the returns without dipping into your nest egg, leaving a legacy for your loved ones.
Take Control of Your Financial Future
By creating a financial plan that includes disciplined budgeting, strategic savings, and smart investments, you can achieve your goals while still enjoying life along the way. Ready to take control of your finances? Schedule a FREE no-obligation Discovery Session with Secure Wealth today, and let us guide you toward financial security.
How Much Should You Save?
The 50/30/20 budget rule is a helpful starting point for managing your money:
• 50% for essentials (e.g., rent, groceries, utilities)
• 30% for discretionary spending (e.g., dining out, hobbies)
• 20% for savings (e.g., retirement, emergency fund)
Your financial goals will determine how much you need to save. Secure Wealth helps you create a custom financial plan for your long-term, medium-term, and short-term goals.
• Long-term (10+ years): This could include saving for retirement, your child’s education, or building your dream home.
• Medium-term (5-10 years): Goals like buying a house or starting a business. • Short-term (1-5 years): Paying off debt, taking a holiday, or making a large purchase.
• Medium-term (5-10 years): Goals like buying a house or starting a business. • Short-term (1-5 years): Paying off debt, taking a holiday, or making a large purchase.