Secure Your Future At the right price
Insurance Solutions
Safeguard what matters most to you without overspending. With the right insurance products, you can keep unexpected costs under control for both you and your family, by evaluating potential risks and provide personalized, clear advice to help you navigate the wide range of insurance options available.
Health Insurance
A complete health insurance plan ensures you and your family have quick access to top-quality medical care and the finest treatments available when they’re needed most.
While the public health system provides essential care during emergencies or serious illness, wait times for non-urgent procedures have continued to grow, which can affect your quality of life. Billig will guide you in selecting the best coverage and provider, making sure you understand exactly what’s included. And yes—that includes the fine print! Should you need to make a claim, rest assured you will have full support every step of the way.
Income Protection
Selecting the right plan allows for focus on recovery without financial strain.
Income Protection Insurance offers peace of mind by covering a portion of earnings, typically up to 75%, in the event of an illness or injury that prevents work. This coverage provides monthly payments to help manage essential expenses during recovery periods. While ACC covers many accident-related injuries, it does not extend to illnesses, which cause over 80% of work absences.
Trauma Insurance
Planning for the unexpected can reduce the financial impact on loved ones during recovery from a critical illness or injury.
Trauma Insurance, also called critical illness cover, is increasingly valuable in an insurance portfolio as medical advancements improve survival rates for serious health conditions. This coverage provides a lump sum payment for specific conditions, such as cancer, stroke, or heart attack, offering flexible financial support that can be used in any way needed during challenging times.
Life Insurance
Ensure financial security for loved ones in the event of death or a terminal illness with the protection life insurance provides.
This policy delivers a lump sum benefit to ease the financial burden on family members left behind. With the right life insurance, the impact of a loss can be softened, as many insurers offer early payments to cover funeral costs and other expenses, including travel for family members. Choosing an appropriate level of coverage helps create a well-rounded insurance portfolio tailored to individual needs.
Business Insurance
Running a successful business can come with unforeseen challenges. An injury, illness, or death can lead to complexities such as managing workloads, cash flow, potential loss of income or clients, and even discussions on shareholder buyouts if a partner is lost.
Business insurance offers various coverage options tailored to different industries—what’s essential for a tradesperson may differ greatly from what suits a beauty therapist. Losing a key employee, owner, or partner can have serious impacts, making the right insurance essential to protect against potential risks and ensure continuity.